Tsis txhob cia Cigna tseg nrog Kev tua neeg

So hauv Kev Thaj Yeeb, Nataline.

If you've never been denied benefits, screwed on an insurance settlement, or heard of someone who has – you're a lucky person! The insurance industry is one of the most profitable in the United States. The math is quite simple, the more people they let die – the better the profits.

Peb tuaj yeem hloov qhov no nrog qhov Is Taws Nem thiab cov blogosphere? Peb puas tuaj yeem tso cov cav tshawb nrhiav nrog cov lus ntawm Cigna Nqus and make a difference? They claim they are in the business of caring. Is that true? Doesn't caring actually cost more money than not caring? I believe that Doctors care, but Insurance companies have the opposite incentive.

Hauv tsab ntawv rau Lub Kaum Ob Hlis 11, plaub tus kws kho mob tau thov rau lub chaw muag khoom kom rov los saib dua. Lawv tau hais tias cov neeg mob hauv cov xwm txheej zoo sib xws uas hloov ntshav yuav muaj 65 lub hlis kev muaj sia nyob ntawm kwv yees li XNUMX feem pua.

Cigna tau hais tias nws tau sim thiab tsis pab them los ntawm lawv txoj cai.

Nataline Sarkisyan yog tam sim no tuag tom qab peb xyoos ntawm kev mob leukemia thiab tau tsis pom zoo hloov qhov xav tau hloov los ntawm nws lub tuam txhab Pov Hwm, Cigna.

This is nothing short of first degree murder in my eyes. An employer who loses an employee due to unsafe working conditions can be charged with manslaughter or wrongful death, why can't an Insurance Company? Cigna didn't ignore the situation, they analyzed it and made a conscious choice to leave the patient to die.

These stories both anger and terrify me. If you own stock in Cigna or even a Mutual Fund that has Cigna in the mix, I would urge you to not support such a company. It's time that insurance companies quit lining their pockets with the blood of the very people that pay them.

More on Nataline's struggle:

  1. Nataline dhau mus, kev txaj muag rau Cigna
  2. Cigna tua Nataline
  3. RIP, Nataline
  4. Nataline tau tuag

CIGNA Executive Pawg Neeg - Koj yuav pw thaum hmo ntuj li cas?!

  • H. Edward Hanway, Thawj Coj thiab Cov Thawj Coj Ua Haujlwm, CIGNA Corporation
  • Michael W. Tswb, Thawj Coj Thawj Coj thiab Tus Thawj Tuav Nyiaj Txiag, CIGNA Corporation
  • David M. Cordani, Thawj Tswj Hwm, CIGNA HealthCare
  • Paul E. Hartley, Thawj Tswj Hwm, CIGNA International
  • John M. Murabito, Tus Lwm Thawj Coj Hauv Chaw Haujlwm, Pabcuam Tib Neeg thiab Kev Pabcuam, CIGNA Corporation
  • Carol Ann Petren, Thawj Coj Thawj Coj thiab Tus Pab Tswv Yim, CIGNA Corporation
  • Karen S. Rohan, Thawj Tswj Hwm, CIGNA Pab Pawg Pov Hwm thiab Thawj Tswj Hwm, CIGNA Hniav & Hniav
  • Michael D. Woeller, Tus Lwm Thawj Coj thiab Tus Thawj Coj Cov Ntaub Ntawv, CIGNA Corporation

24 Comments

  1. 1
    • 2

      Nyob Zoo JHS,

      Qhov txaus ntshai rau kuv yog qhov yooj yim no - cov tuam txhab pov hwm hauv lub tebchaws no muaj cai tsis lees lees tias tus kws kho mob pom zoo yuav ua kom ntev lossis tiv thaiv lub neej.

      A business making a life or death decision should be illegal. Plain and simple.

      Doug

      • 3

        Doug,

        Yog, nws txaus ntshai, tab sis nws tau tseeb rau lub sijhawm ntev. Tag nrho qhov xwm txheej yog qhov tsis txaus ntseeg: Qee tus neeg yuav tsum tuag vim tias lub koom haum pub khoom plig xwb tsis tau muaj. Ntawm no peb thaj muaj ib rooj plaub uas muaj ib qho, thiab nws tsis tuaj yeem nrhiav nws.

        Los yog ntau dua, nws tuaj yeem muaj, tab sis tom qab ntawd nws tsev neeg tseem yuav raug muag xaum nyob hauv txoj kev tom qab lawv tus kheej cov khoom siv tau raug hlawv tawm. Uas yog vim li cas lawv xav tias lawv muaj nyiaj tuav pov hwm. Tej yam tsis ncaj ncees lawm nrog daim duab no…

        • 4

          Nyob zoo Bob!

          Zoo tau pom koj ntawm no thiab vam tias koj ua tau zoo.

          Zoo tso.

          Kuv cia siab tias peb tuaj yeem thov lub zog tsim nyog rau peb cov txheej txheem cai lij choj kom tawm hauv kev saib xyuas ntawm cov neeg mob uas nws nyob - nrog kws kho mob thiab tsis yog tuam txhab kev pov hwm.

          Doug

  2. 5

    The problem is that health insurance companies’ bottom line depends on NOT paying benefits. This is what I encountered when trying to get approval for my son’s medication. He had approval for Zyrtec-D, which was a non-formulary medication in 2004 when the battle started. I didn’t. We were both prescribed the same medication for ADHD. Mine was approved; his wasn’t. It didn’t get approved until this year, when Zyrtec-D was approved for OTC sales? Coincidence? You decide.

    Our story is minor compared to this, but the principle still holds. They had covered the bone marrow transplant and aftercare so in their minds, they had discharged their obligation to approve any additional expensive treatments for this girl. I doubt the request initially reached someone knowledgable (see my notes about the gastroenterologist approving psychiatric medications, for example), so it was relatively simple to just say no. Even after the four doctors appealed, they denied.

    Michael Moore has this much right: Putting medical decisions in the hands of anyone other than a patient’s doctor is just wrong. And for the so-called ‘doctors’ at Cigna I just have to ask how they reconcile their Hippocratic oath with the denials they sign.

    • 6

      raws li Forbes, H Edward Hanway’s total compensation is $28.82 million and his 5-year is $78.31 million. Hanway has been CEO of Cigna (CI) for 6 years and has been with the company for 28 years.

      Yog li nws rov sib haum xeeb.

  3. 7

    Unfortunately most of us americans go through life fat , dumb and happy . We read about tragedies like this and think it won’t happen to me or my family . We try to downplay its significance with thoughts like ” she fell through the cracks ” or ” she would have died anyway ” . Our press is failing to properly investigate and report on negative and criminal activity by insurance companies because many of the insurers are also paying sponsors . We have reporters such as John Stossel villefying Michael Moores film Sicko just a few short months before Natalines Death .

    Dab Neeg Miskas Tsov

    Txog thaum peb txhua tus ua txaus thiab chim siab rau kev hu xov tooj, sau cov ntawv thiab ua kom peb qhov kev npau taws paub, cov kev coj ua yuav txuas ntxiv mus. Hais nws nrog koj xaum, koj lub qhov ncauj thiab koj phau ntawv hnab tshos.
    Hu rau koj tus ua kasmoos. Email xov xwm tsis txaus ntseeg. Hu rau thiab hem rau boycott cov lag luam uas tshaj tawm txog cov xov xwm qhia no.

  4. 8

    Yam khoom no tsa ntau cov lus nug ntxiv ces teb rau kuv.

    From what I read, if she got the transplant she MAY have lived six more months. She certainly wouldn’t have lived much longer than that. She had a terminal illness.

    I feel for the family. But its not as cut and dry as some media reports want to make it. If it was a matter of her getting this treatment and living for 20 more years… its a no brainer. But getting this transplant, would have required her to get some anti-rejection medicine… which would have taken her already weak immune system and make it even worse… which would have made the cancer spread even faster. AND the cancer was terminal in the first place.

    And I’m going through my own battle with health insurance companies right now myself. So I know they can be down right unreasonable. And my claim is only a couple hundred dollars… nowhere near the six figures this claim was revolving around.

    • 9

      Nyob zoo ck,

      I’m sure there are a lot of pieces that are missing, but the bottom line for me was that some doctors and nurses requested the treatment and they were vetoed by the Insurance company. We have to make sure that that NEVER happens.

      Good luck with your battle! I’m one of the many ‘uninsured’ in this country – I’m overweight and can’t get it on my own. (My kids are covered on their own policy).

      Doug

  5. 10

    Kuv ntseeg tus kws kho mob txog ntau npaum li kuv ntseeg cov tuam txhab tuav pov hwm.

    Puas yog koj tsis kam thov kom muaj peev xwm ua qee yam uas yuav kab koj lub hnab ris nrog kev thauj khoom ntawm lub nkoj?

    This is why you can appeal to a third party arbitrator for decisions that are denied. So a person who:
    A. Tsis cuam tshuam los ntawm lub siab ntawm tsev neeg.
    B. Tsis cuam tshuam los ntawm lawv cov kab hauv qab (mus rau kev tuav pov hwm thiab cov kws kho mob)

    Tuaj yeem ua tus txiav txim siab zaum kawg.

    Nws tsis yog xwm txheej uas muaj coob tus kws kho mob yog neeg nplua nuj nyob hauv lawv txoj cai.

    Yog li cov ncauj lus, koj yuav hais tias koj txhawb nqa kev kho mob thoob ntiaj teb?

    • 11

      I had the pleasure of knowing quite a few doctors and it was sad seeing how insurance companies affected them. One of my friends was pushed to ‘spend less time’ with each patient to improve his ‘productivity’. I also saw him spending 1/3 of his salary on malpractice insurance (another profitable industry).

      He also HAD to join a Doctor’s group rather than having his own practice because there was no way he could keep up with the insurance paperwork. This was a heart-breaker because he was a fantastic Doctor and didn’t deserve to be tunneled into production line healthcare.

      I think you’ll find that the vast majority of Doctors are not millionaires and even more are leaving patient care because of all the crap they have to deal with. It’s a mess.

      Re: Kev Noj Qab Nyob Zoo

      I lived in Canada for 6 years and I actually do support universal health care (much to the horror of my conservative upbringing). The reason is simple – I believe medicine is a social issue, not a business… even though in the U.S. we have made it a BOOMING business.

      Canada has its challenges, I will admit. The horror stories we hear down here are few and further between, though.

      I believe there’s a great business advantage to universal health care as well – people aren’t afraid to start their own business when they don’t have to worry about healthcare for their families. People are no longer afraid to quit bad jobs, either, leading to improved working conditions.

      I genuinely think it’s a step up. After all, if you can pay an Insurance CEO $28 million a year, there’s opportunity for some streamlining, right?

  6. 12

    Nope. If you see giving 33% MORE of your income to the government for insurance… go right ahead. But as it stands right now… I pay about $250/month for full (very good) medical insurance. Though my employer pays a lot more. But that is part of employing developers.

    • 13

      The irony is that we already do pay that, though, ck. When an uninsured person gets treated, you pay for it through taxes and increased medical rates, etc. We’re already paying for universal health care… but it’s only for treatment – not preventative medicine.

  7. 14

    ck-

    With regard to your comment that Nataline would have had six months WITH the transplant — incorrect. Without the transplant, they’d given her six months on the outside. The bone marrow transplant had succeeded in eradicating the leukemia but the cost was liver damage that was irreparable. If she had received the transplant, she had the prospect of a full life. Without it, she was doomed.

    The system is completely broken when doctors no longer have the ability to be doctors. If you don’t trust them, it’s probably because they have had to practice defensive medicine where they satisfy the insurer, the patient and walk a line down insurance liability risks, too.

    Fixing the system will mean limiting malpractice damage awards and grounds for liability lawsuits, limiting insurers’ profits and putting the practice of medicine back in the hands of the folks who paid over $100K for their education as a doctor. You should really read Dr. Kirschenbaum’s series on Doctors, Money and Medicine for a different perspective. Pib ntawm no.

  8. 15

    Txhua yam kuv nyeem ciali zoo nkaus li qhia txog lub hom phiaj rau lub siab hloov ntshav yog 65% ntawm kev nyob mus ntxiv rau rau lub hlis.

    Now as my initial post said, if this would have made life for another 20 years possible… all for it. But if its six months… I won’t jump up and down for either decision. And would think the third party arbitrator is a valid solution.

    Thiab thaum lawv tseem muaj teeb meem, Kuv tsis xav tias qhov kho tau yog kev saib xyuas kev noj qab haus huv thoob ntiaj teb, uas tsuas yog nqa lub nra rau peb cov nom tswv thiab lawv nqus.

    The fix is, as you alluded to… limiting malpractice damages and other regulations. But I certainly wouldn’t put the management of the health insurance in the likes of Hillary Clinton. Frankly, have enough issues with where my tax money gets spent… don’t need it paying for ‘health issues’ like nose jobs.

  9. 16

    CK -

    Ib ntawm Xov Xwm Tshaj Xov Xwm ntawm http://ap.google.com/article/ALeqM5hFp8DsNC_gJwb9q72kNfDiZCioSwD8TM2SAO1, cov kws kho mob ntawm UCLA tau hais tias "... cov neeg mob uas muaj xwm txheej zoo li Nataline tus uas hloov hloov chaw muaj qhov muaj rau lub hlis ntawm kev muaj sia nyob txog 65 feem pua."

    Qhov kuv nkag siab tias txhais tau tias nws yuav muaj txoj hmoo 65 feem pua ​​ntawm kev muaj sia nyob thawj 6 lub hlis, thiab tsis yog, raws li koj tau sau tseg, tias nws yuav tas sim neej nyob rau ntawm 6 lub hlis. Nws tau mob taub hau vim tias nws lub siab ua rau lub siab tsis ua haujlwm los ntawm kev kho tus mob leukemia. Kuv nkag siab tias yog nws ua rau nws txog 6 lub hlis, nws yuav muaj txhua txoj hauv kev los ua nws ob peb xyoos ntev dua.

    Nws ncaj ncees tshwm rau kuv los ntawm koj cov ntawv uas koj ntseeg tias kev kho mob uas tuaj yeem ua qee yam zoo yuav tsum muaj rau cov neeg uas tuaj yeem them nws nkaus xwb, thiab txhua tus neeg tsuas yog ua kom tuag zoo. Kuv pom zoo nrog ntau koj cov ntsiab lus thiab lus pom zoo; Kuv xav tias tus neeg sab nraud txiav txim siab yog lub tswv yim zoo, tshwj xeeb yog hais tias nws nrawm nrawm, tab sis koj qhov kev xav ntawm "tej zaum yuav cia nws tuag, nws tau mus rau ib qho twg" los li txhais tau hais tias muaj mob. Nws muab txoj kev xav tias koj tsuas yog xav ntawm koj tus kheej thiab tsis muaj lwm tus neeg.

  10. 17

    Rob,
    Kuv xav kom txhua tus nyob thiab muaj kev pov hwm kev noj qab haus huv, txawm li cas los kuv tsis xav tias qhov chaw ntawm tsoomfwv yuav muab tau qhov chaw ntawd ib yam.

    Kuv xum ntsib tsoomfwv tsawg dua (piv txwv li, rho tawm IRS), tsis ntau nws.

    How do you think our founding fathers did it? The answer is to make the burden on doctors less (ie law suits) and not to move that burden to every tax payer. Our government has proven itself inept and should not be trusted with our medical lifes as well. With them in charge, cases like this will become more common, not less common. Just look at the stats of heart failure and cancer survivor rates of those with cancer. Private medicine is much more effective.

    But as the to the case at hand, let me say it again.. if the prognosis was for potential to a long life after the transplant… then I’m all for it. But I read the statement you pointed out in the negative way.

    Yuav xav pom ib qho zoo sau, tsuas yog cov lus tseeb hauv kab ntawv rau nws.

    This is not an easy subject and shouldn’t be one waged with emotional arguments. Just the facts m’am.

    • 18

      The Facts are simple, Cigna does not want to spend to cure sickness, the same Cigna Glendale did this to this Family, they fought back in every way they could, only to find out the Goverment Agencies let these people abuse the consumer, and nothing is done. It is covered up.

      Tus Congressman los ntawm Valencia, California Sau

      Congressman sau ntawv: Nyob rau hauv tsab ntawv sau uantej lub Tsib Hlis 30th 1996 rau Dept of Corporations. Daim ntawv luam tsab ntawv muab rau Jo Joshua Godfrey.

      Nyob zoo tus npis sov Npisov,
      Kuv sau ntawv rau sawv cev ntawm kuv tus neeg pov npav Josephine Joshua Godfrey uas tau ntsib teeb meem nyuaj nrog California HMO, CIGNA Kev Saib Xyuas Kev Noj Qab Haus Huv.

      Mrs Godfrey calims CIGNA ua tsis tiav los txheeb xyuas thiab kho nws tus mob ntsws ntsws txij thaum Lub Peb Hlis 1993 txog Lub Yim Hli 1994. Thaj tsam ib xyoo tom qab cov kws kho mob tsis yog Cigna yooj yim nrhiav tau tus mob Carcinoid qog hauv nws lub ntsws sab laug thiab hais rau Mrs Godfrey Lub Pob Kauj yuav tsum tau kuaj pom thaum pib xyoo 1993. Txawm tias rov ua qhov tsis kam lees paub cov qog uas tawm los ntawm CIGNA, lub qog kawg tau tshem tawm ntawm ST. Josephs Tsev Kho Mob hauv Burbank California. Ib daim ntawv tshaj tawm xov xwm hais txog kev mob qog “qog loj hlob… tiav tag nrho.

      Thaum raug kuaj los ntawm GIGNA Mrs Godfrey pheej hais kom raug xa mus rau tus kws tshaj lij rau kev kho mob. Rau qee qhov tsis txaus ntseeg GIGNA tsis kam tham nrog kws tshaj lij rau kev kho mob tsim nyog. CIGNA tseem tsis kam tso ntaub ntawv cov ntaub ntawv kho mob Mrs Godfrey kom lwm tus kws kho mob tuaj yeem tshuaj xyuas nws keeb kwm kev kho mob thiab kab ke mob. Tsuas yog tom qab kaum tawm ntawm kev thov yog cov ntaub ntawv tso tawm. Tseem, Mrs Godfrey ntseeg hais tias txhawm rau tiv thaiv CIGNA los ntawm kev ua tsis raug cai cov ntaub ntawv raug hloov siab.

      Lub xeev California muaj lub luag haujlwm tiv thaiv cov neeg tau txais kev pab nkag hauv HMOS. Lub xeev yuav tsum qhia thiab qhia rau cov neeg tau txais kev pab txog HMOS.With muaj ntau dua 12 lab tus neeg hauv California hauv HMOS qhia thiab qhia rau cov neeg siv khoom kom tau txais txiaj ntsig zoo thiab mus cuag kev kho mob yog ib qho tseem ceeb Hmoov tsis zoo, Yog tias kev paub txog Mrs Godfreys yog ib qho kev qhia tias cov neeg siv khoom kho mob tau txais kev kho mob los ntawm HMOS li cas, peb yuav tsum rov ua dua cov kev tswj hwm kev tswj hwm. Congress tau pib soj ntsuam HMOS thiab qhov ua tau zoo ntawm kev kho mob uas lawv muab. Ntau tus neeg mob ntseeg tias HMOS pheej tsis lees txais kev saib xyuas thiab cov ntaub ntawv rau cov neeg mob txhawm rau txiav tus nqi. Txoj cai "gag" uas txwv tsis pub cov kws kho mob tawm tswv yim txog kev kho mob uas tsis ua dhau los ntawm HMO tseem muaj kev txhawj xeeb tshwj xeeb.
      Kuv tus pej xeem tsis yog tib leeg neeg uas tau muaj kev nyuaj nrog HMO.
      (1) Ruth Macinnes ntawm San Diego tuag thaum HMO cov kws kho mob ua tsis tiav los muab kev kuaj mob los soj ntsuam thiab kho kab mob plawv thiab teb rau cov teeb meem mob plawv plawv; Raug kuaj tsis tau ntau tshaj ib xyoo. Kuv tau hais tias zoo li cov neeg no muaj ntau txhiab tus ntxiv tsa lub teb chaws nrog cov dab neeg zoo sib xws.

      Kuv zoo siab tias koj lub chaw haujlwm tau tshuaj xyuas cov lus thov no, thiab tshawb xyuas seb Xeev Lub HMOS puas tau raug cais thiab cov neeg tau txais kev pabcuam muab cov ntaub ntawv uas lawv xav tau los ua kom txoj kev khomob zoo. Kuv ntseeg hais tias Mrs Godfrey tau txais cov neeg tsis ncaj ncees los ntawm cov kab ke uas yuav tsum saib xyuas nws. Yog tias kev ua txhaum cai nrhiav pom tsis raug Kuv thov thov kom muaj kev coj ua coj los tawm tsam rau lub koom haum ua lub luag haujlwm tsis ncaj ncees rau cov neeg siv khoom. Kev tshawb nrhiav ntau yam yuav pab kom tsoomfwv ua tiav nws lub luag haujlwm kom dhau 12 lab HMO cov neeg siv khoom. Thov teb rau kuv koog tsev kawm ntawv Tus Neeg Ncaj Ncees, Armando E. Araloza ntawm koj qhov kev pom zoo sai tshaj plaws.
      Koom Tes ntawm Corp Teb
      Los Angeles, CA Reply »

      JO JOSHUA VAJTSWV QHIA TXOG COV NEEG CALIFORNIA THIAB LUB TEB CHAWS NO:
      DEPARTMENT OF CORPORATIONS LUB CAIJ TSO CAI RAU COV NEEG YUAV TSUM HLOOV HNUB HNUB 2ND, 1996
      RE: Cov Ntaub Ntawv Tsis Muaj ALPHA
      Nyob zoo Congressman,
      Kuv tau txais koj tsab ntawv lub Tsib Hlis 30, 1996, tau txais thaum Lub Rau Hli 4, 1996, hais txog cov neeg muaj npe saum toj no thiab lawv cov phiaj xwm saib xyuas kev noj qab haus huv, Cigna Kho mob hauv California.
      Lub Chaw Haujlwm Saib Xyuas Kev Ruaj Ntseg (? Lub Chaw Haujlwm?) Tswj hwm Cigna Txoj Haujlwm Kev Noj Qab Haus Huv thiab lwm qhov kev pabcuam saib xyuas kev noj qab haus huv nyob hauv Knox-Keene Lub Chaw Pabcuam Txoj Kev Khomob .). Lub Tsev Haujlwm ua haujlwm thov txhua qhov thiab txhua qhov kev thov pabcuam (? RFA?) Peb tau txais heev. Cov neeg RFA tau txais los ntawm Rooj Tsav Xwm tsis yog saib xyuas qhov teeb meem ntawm tus kheej nkaus xwb, tab sis nrog lub qhov muag ntawm qhov teeb meem kev cov nyom ib yam nkaus. Kev tshab xyuas RFA yog ib qho tseem ceeb ntawm Lub Koom Haum?
      Lub Tsev Haujlwm tau tshuaj xyuas lossis rov tshuaj xyuas txhua tus RFAs uas tau xa los ntawm Godfrey tsev neeg. Lub Tsev Haujlwm Saib Xyuas Kev Tswj Xyuas Haujlwm Josephine Godfrey raug saib xyuas los ntawm Lub Chaw Haujlwm Saib Xyuas Feem Ruam. Qhov kev tshuaj xyuas no suav nrog, tab sis tsis txwv rau, los ntawm kev tshuaj xyuas cov ntaub ntawv kev kho mob, kev sib tham nrog cov neeg ua hauj lwm hauv phiaj xwm, thiab tham dav dav nrog Godfrey tsev neeg. Raws li qhov kev rov xyuas dua no, Lub Chaw Saib Xyuas Kev Nyab Xeeb txiav txim siab tias Cigna tau hais lus txaus siab rau Mrs. Godfrey cov lus tsis txaus siab tshwj xeeb thiab tau tsim cov tswv yim los daws cov teeb meem no.
      Hais txog ntawm Christopher Godfrey RFA, Cigna pom zoo kom muaj (Lub Npe ntawm tus kheej Liaj Txheej) RN muaj rau Mr. thiab Mrs. Ob tus xovtooj cua RFA no tam sim no raug kaw. Txawm li cas los xij, cov ntaub ntawv nyob rau hauv no thiab txhua RFA tau muab tso rau hauv Lub Tsev Haujlwm Saib Xyuas Txoj Cai kom ua tau kom muaj kev npaj saib xyuas mob nkeeg ua raws li Knox-Keene Act.
      Lub Caj Meem Fai qhia tawm koj qhov kev txhawj xeeb txog qhov hu ua? cov tswv yim hauv cov ntawv cog lus. Tsis ntev los no Lub Tsev Haujlwm xav tau txoj kev npaj lawb tawm hauv cov ntawv cog lus rau cov koomhaum uas cog lus rau tus muab kev pabcuam kom muab cov kev npaj khomob ntawd ua haujlwm zoo? Hauv kev sib txuas lus tsis ntev los no rau txhua daim ntawv tso cai, Lub Chaw Haujlwm tau hais tias: Txhua tus kws kho mob uas muaj ntawv cog lus thiab lwm tus kws saib xyuas kev noj qab haus huv yuav tsum muaj peev xwm hais ncaj ncaj txog cov teeb meem uas yuav cuam tshuam rau tus neeg mob txoj kev noj qab haus huv thiab yuav ua kom muaj kev sib raug zoo ntawm ib txwm muaj. kev ntseeg siab ntawm cov neeg mob thiab cov kws kho mob tshaj lij?
      Thaum xaus, Kuv xav hais qhia rau Lub Hauv Paus Saib Xyuas cov lus cog tseg rau ntau lab tus neeg hauv California tau tso npe rau hauv cov phiaj xwm kev saib xyuas kev noj qab haus huv. Puas yog koj muaj lus nug ntxiv, thov tsis txhob ua siab deb hu rau Tus Pab Tshwj Xeeb (Npe Sab Nraum) Ua tsaug,
      KEITH PAUL BISHOP
      Tus Thawj Coj Ntawm Kev Koom Tes

  11. 19

    Kuv sau zaj dab neeg no rau Cov Tsim Kev Cai Lij Choj thaum kuv muaj 14 xyoos, thiab kuv xav qhia rau koj.

    Kuv muaj 14 xyoos thiab kuv yog ib tug tsim txom los ntawm kev ua tsis taus pa. Kuv sau ntawv rau Congress thiab Senate vim tias koj xav tau pab cov neeg raug mob uas ua haujlwm tsis zoo. Kuv mob, mob taub hau, kuv niam coj kuv mus cuag kws kho mob. Kuv muaj ntau lub qhov ntswg los ntshav thiab mob taub hau heev. Kuv xav tias qhov no tau pib thaum xaus xyoo 1992 lossis pib xyoo 1993. Lawv tau hais tias kuv tsis ua li cas, thiab kuv nco ntsoov ib tus kws kho mob yog li ntawd rau kuv niam thiab kuv tus kheej; nws tsis xav tham txog nws. Nws hais tias nws yog txhua yam hauv kuv lub siab, tias kuv tsis ua li cas. Xyoo 1993 thiab 1994 tsis yog lub xyoo zoo hauv kuv lub neej. Kuv tsis zoo siab. Kuv niam yeej ib txwm muaj mob, tas li hauv txaj kev hnoos, ib txwm mus CIGNA tau txais tshuaj, ib txwm nkees heev. Kuv niam tsis yog tus niam zoo li qub ntxiv lawm; kuv lub taub hau mob heev, thiab kuv nkees tsis thab kuv niam li kuv saib seb nws mob npaum li cas. Nws ib txwm nyuaj siab, ib txwm quaj, thiab txhua lub sijhawm chim siab thiab hnoos. Kuv yuav qw ntawm nws kom kaw thaum hmo ntuj thiab nws ua rau peb txhua tus tsaug zog, tam sim no kuv xav tias tsis zoo.

    Lub Ob Hlis 1994, Kuv tau ntxhov siab, kuv lub taub hau mob heev, thiab kuv tau noj tshuaj los ntawm lub tsev tshuaj, nws tsis yog thawj zaug uas kuv ua qhov no, tab sis kuv niam muaj mob nws tsis tau ceeb toom li. Txhua zaus kuv nqa ntau dua thiab muaj ib hnub kuv niam tuaj tsa nws sawv thiab kuv tsis xav sawv, kuv nkees dhau. Kuv niam hais tias? S nws, hnav khaub ncaws; peb tab tom yuav mus CIGNAXNUMX. Kuv tau mus rau ntawd thiab CIGNA cov kws kho mob pom kuv. Lawv tau xa kuv mus rau ib qho chaw kho mob hlwb thiab ob qhov chaw no tsis tau paub txog qhov kuv tau ua. Kuv niam taug kev txog kuv thiab kuv tau qhia nws tias kuv tau ua dab tsi. Hnub tom qab ntawd nws tau hais tias nws yuav nyob li cas yog kuv tuag. Kuv niam quaj vim yog nws sab heev nws thiaj li cem nws tus kheej vim tias nws tsis ua txaus. Kuv tau cog lus rau kuv niam tias tsis txhob ua ntxiv lawm. Kuv niam hu ua CIGNA thiab tau chim siab txog qhov lawv tsis pom tias kuv tau sim tua kuv tus kheej, nug lawv tus kws kho mob zoo li cas. Kuv niam tau quaj qw npaum li ntawd lawv pom zoo muab kuv lub cev tag nrho. Ntawm lub cev thaum lub Peb Hlis, peb tau yws ntau txog kuv lub taub hau lawv pom zoo ua kev soj ntsuam ntawm kuv lub taub hau. Qhov no tau mus txog li ob thiab ib nrab lub hlis, ib qho scan tom qab lwm tus, thiab thaum kawg tus kws kho mob tau hais tias kuv yuav tsum tau muaj qhov kuv qhov ntshav ntxuav tawm, uas yog thaum kawg ntawm lub Tsib Hlis. Kuv niam nug yog tias qhov no yog xwm ceev, puas yog nws yuav tsum tau ua kom sai, tus kws kho mob tau teb tias nws tsis maj nrawm. Kuv niam hais tias peb yuav muaj nws thaum lub caij so so.

    Txij thaum Lub Tsib Hlis Ntuj mus txog Lub Yim Hli, kuv niam tau mob hnyav. Nws tau mus rau tus kws kho mob thiab lawv tau muab nws rau ua tsis taus rau 6 lub lis piam. Thaum ib nrab lub Xya Hli, Kuv tau muaj kev npau suav tias kuv niam muaj mob ntsws thiab nws tau tag sim neej. Kuv niam tau chim siab thaum kuv hais qhia nws. Thaum txog lub Yim Hli pib, kuv niam xa kuv mus rau Ireland rau ib hlis mus xyuas kuv pog thiab yawg. Thaum kuv rov qab los ntawm Ireland thaum lub Yim Hli kawg, peb lub tsev muaj kev ntxhov siab, rau 2 lub lis piam CIGNA tau tsis kam muab kuv niam tag nrho cov duab xoo qhia rau kuv tias lawv tau ploj. Nws nyuam qhuav tau txais lawv thiab nws qhia tias nws muaj mob ntsws ntsws yuav luag 2 xyoos. Kuv niam muaj kev phais thiab 20% ntawm nws lub ntsws raug tshem tawm. Nws muaj carcinoid hlav. Thaum kuv niam tseem nyob hauv tsev kho mob, kws phais mob hais rau kuv tus txiv-uas yog neeg thaib hais tias nws tsis zoo. Nws tau xaus tias CIGNA tsis kam tso kuv tus txiv tshiab-s cov ntaub ntawv rau 2 lub lis piam. Thaum lawv mus rau ib tus kws kho mob sab nraud, CIGNA tau kho nws tus mob hawb pob; nws yeej muaj mob ntau heev txog COPD thiab muaj qee yam ntawm nws lub ntsws sab laug zoo li kuv niam tau muaj.

    Peb mus thiab tau txais cov ntaub ntawv rau txhua tsev neeg. Thaum peb pom kuv li, thiab peb tau mus rau tus kws kho mob sab nraud, tom qab mus sab nraum cov kws kho mob Kuv paub tam sim no qhov txawv ntawm tus kws kho mob tiag tiag thiab tus kws kho mob CIGNA yog dab tsi, thiab kuv cia siab tias tej zaum muaj ib hnub kuv yuav tau qhia koj txhua tus txog Cov. Kuv muaj teeb meem qhov twg pob txha raug rhuav tshem, qhov twg pob txha raug thawb mus rau hauv lub ntiajteb, thiab tus kws kho mob hais tias kuv lub qhov muag yuav raug thawb tawm. Kuv tau raug phais kuv ntawm Cedar-Sinai. Xyoo 1995 tsis zoo npaum li xyoo 1993 uas zoo li tsis muaj kev ncaj ncees rau txhua yam no uas CIGNA tau ua rau peb. Peb xav tau txoj cai hloov pauv kom lwm tus tsis muaj kev txom nyem li no ntxiv lawm. CIGNA tsim txom peb tsev neeg rau niaj hnub no. Lawv ua rau kuv niam quaj rau ntau teev thiab kuv vam tias koj yuav qhia kuv txhua yam txog qhov no ib yam thiab. CIGNA tseem yuav tsum paub yog tias kuv niam kuv txiv tuag, qhov twg kuv yuav mus, thiab dab tsi yuav tshwm sim rau kuv cov kwv tij thiab cov muam? Kuv yog neeg Amelikas, thiab thaum kuv loj tuaj, Kuv tsis xav nyob ntawm no. Kuv xav rhais chaw mus rau qhov chaw uas tib neeg zoo thiab zoo. Kuv yuav tsiv mus nyob rau tebchaws Ireland.

    Tam sim no kuv muaj 27 xyoo lawm. Txawm li cas los xij nws tau tu siab zoo nkauj uas ib tsev neeg yuav tau raug kev txom nyem li no, thiab cov neeg nkhaus thiab cov neeg dag no tau dim kev rau txim hauv Lub Xeev California.

    UA TSAUG RAU CIGNA GLENDALE

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    Lus Tim Khawv Senate Txoj Cai Kav Lub Rooj Sib Hais Nrog Lub Xeev California Hnub Monday Tsib Hli 12, 1997 thaum 2.03PM
    Kuv tuaj qhia kuv qhov kev paub rau koj. Lub Chaw Haujlwm Saib Xyuas Kev Ua Haujlwm Sib Koom tsis tiav hauv nws txoj haujlwm kev tswj hwm, thiab kuv tsev neeg qhov kev paub dhau los qhia qhov ntawd. Thiab kuv tus kheej kev paub dhau los nrog Cigna Healthcare yuav qhia txog tias cov neeg siv khoom raug tsim txom, thiab chav Department of Corporate tig qhov muag tsis pom kev li cas.
    Kuv qhov kev paub dhau los nrog Cigna tau pib nrog kev tsim txom ntawm kuv niam kuv txiv, thiab ua rau lawv tau ua txhaum kev tsim txom tawm tsam txhua tus tswvcuab ntawm kuv tsev neeg. Thaum kuv muaj mob thiab xav tau kws kho mob lawv yuav xa kuv tawm ntawm qhov tau teem tseg, thiab kuv yuav tau txais kev txaj muag vim tias feem ntau tus kws kho mob uas lawv tau xa kuv tsis xav txog kuv. Vim li ntawd Cigna tau xa ntawv tuaj rau kuv hais tias kuv tuaj yeem xaiv kuv tus kws kho mob thiab lawv yuav them rau cov nqi kho mob. Lawv tau ua qhov no ib zaug thiab tom qab ntawd lawv tsis them cov nqi khomob, thiab kuv tau raug hem los ntawm cov chaw sau nqi tias kuv yuav foob rau yog tias kuv tsis them daim nqi. Cigna tseem tau hais tias kuv tuaj yeem xaiv tus kws kho mob raws li kuv qhov chaw nyob Santa Barbara, thiab qhov no yeej tsis tshwm sim. Cigna muab kuv lub dostor hauv Santa Barbara tab sis thaum kuv muaj mob thiab xav teem sijhawm thiab kuv tau hu rau kws kho mob nws tsis tau rov qab hu kuv li. Thaum peb hu tus kws kho mob chaw ua haujlwm lawv tau hais tias lawv tsis ua haujlwm nrog Cigna ntxiv lawm, vim tias Cigna yuav tsis xa mus ntxiv thaum muaj cov kws kho mob tshwj xeeb.
    Xyoo tas los kuv xav tau kev saib xyuas tshwj xeeb, thiab thaum tus txheej txheem tus kws kho mob tau hais tias Kuv xav tau Qhov Ncauj. Nws yuav tsum nres hauv nruab nrab thiab tau txais kev tso cai los ntawm CIGNA los txuas ntxiv. Tus kws kho mob tau hais tias ob txoj kev raug coj los txuas nrog thiab nws tsis tau cia siab tias yuav ua MEDICINE ntawm qhov no ua ntej. Tom qab cov txheej txheem no thaum kuv tsis txaus siab mus rau Lub Chaw Haujlwm Saib Xyuas Kev Koom Tes txog qhov no Cigna tsis lees paub qhov kev iab liam thiab teb tias tus kws kho mob ua yuam kev. Txij li lub sijhawm ntawd tus kws kho mob tau los ntsib nws tus Kws Lij Choj hauv Santa Barbara nws tau hais tias nws tau ua qhov Biopsy yam tsis tau txais kev tso cai, thiab kuv tus lej ntawm qhov xwm txheej tau raug. Tus kws kho mob tau hais tias kuv yuav tsum tau soj qab xyuas txhua 90 hnub vim tias qhov no yog kev mob ua ntej-mob. Cigna hais tias yog tias kuv xav tau kev saib xyuas tshwj xeeb no Kuv yuav tsum tau mus ntsib tus kws kho mob thawj zaug kom paub tseeb tias kuv xav tau, thiab lawv tau muab kuv tus thawj kws kho mob hauv Santa Maria, tsis hais nyob hauv tib lub Nroog, thiab ntau dua ntawd ib teev. ntawm kuv qhov chaw nyob.
    Kuv yog tub ntxhais kawm Kuv mus kawm UC Santa Barbara, thiab kuv tsis muaj tsheb thauj. Nws tsuas yog tsis muaj txoj hauv kev xaiv tau., Thiab Lub Chaw Haujlwm Saib Xyuas Kev Ua Haujlwm es tsis yog pab kuv, muaj tus neeg ntawm Cigna uas yog tus saib xyuas kev thab kuv thiab cuam tshuam kuv txoj kev kho mob hu rau kuv dua

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    Tom qab nyuam qhuav muaj United tau ntau xyoo kuv lub tuam txhab tau hloov mus rau CIGNA. Kuv tsis ntev los no yuav tsum muaj MRI ntawm kuv sab nraub qaum thiab raug qhia los ntawm DRS SEcretary CIGNA ua tsis zoo rau kev tso cai dab tsi.Nws tau 5 hnub pom zoo rau nws, tab sis tsuas yog tom qab kuv tus kws kho mob yuav tsum tau thov xwb.Kuv tseem tau hais txawm tias lawv pom zoo cov txheej txheem, lawv qee zaum tig rov qab thiab tsis kam lees nws hais tias nws tsis tau tso cai rau lawv cov kev qhia tshwj xeeb, thiab koj tau ces daig nrog daim nqi.Yog li ua teeb meem loj dua kuv tau txais hu los ntawm CIGNA tonite saib yog tias kuv yuav txaus siab hu rau "lawv lub neej" rau yav tom ntej mob ntsws, lub plawv, nraub qaum, lossis pob txha muaj teeb meem yav tom ntej es tsis mus rau kuv tus PCP !! Kuv tau hais rau lawv tias kuv yuav tsis muaj lub siab zoo thaum pom “pom” hauv xov tooj thiab ua tsaug rau koj lawm.Qhov nws nyuaj siab zoo siab Kuv tsis tau dhia ntawm qhov kev.

    Kuv txaus ntshai kawg ntawm txhua qhov teeb meem kev kho mob yav tom ntej Kuv xav tau hais tshwj xeeb tshaj yog tias kuv muaj 7yr xyoo laus, thiab CIGNA zoo li yog lub tuam txhab tsis paub tom qab nyeem cov lus.Kuv tsuas yog thov kom peb txhua tus noj qab haus huv, vim CIGNA tawm rau lub penny tsis yog tus neeg mob !!!! Qhov no qhia tau meej rau kuv hauv 1 lub lim tiam xwb !!!!!!!!!!!

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    Kuv ua haujlwm rau lub dav hlau loj nrog cigna ua kuv ins. Kuv fractured kuv nraub qaum ntawm kev ua haujlwm, ntawm txoj haujlwm, txhawm rau hauv. tus neeg saib xyuas rab phom no tau qhia kuv tias qhov no yog "TSIS TXAUS SIAB RAU HAUJ LWM" !!
    i lost my ins ” long term disability” thru cigna. well, they – cigna sent me to this whore of a physical therapy that told cigna what they wanted to hear. so, im laying on my back with no help and in pain with no income. who has the answer and if any one wants a phonme number to call, because i people of passing the buck and i must have a draw of numbers to call, all of which didnt help but boy do they have phones numbers!!
    Thaum kaw, hnia kuv lub nroog Yeiuxalees rau cov uas siv, rau cov uas nws tsis thov, zam txim rau koj qhov mob thiab ploj ntawm lub neej

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    My mother has been passed away for 11 years and Cigna is the insurance she had when she was in the hospital for the Flu. After a short period of time she became worse while in the hospital but instead of getting better treatment we got a visit from a lady that worked for the hospital and told my mother and I that my had to go home because Cigna would not be paying for anymore of her stay. My mom was only 55years old when Cigna booted her out of the hospital. We did not know but Cigna which had to know due to medical records had to be sent to them for any type of payment to the hospital that my mother had bowel stuck in her intestine that is why she was bleeding from the rectum and couldn’t stand on her own when she was told Cigna said they would not pay for anymore treatment. My mom would go back within that week to the ER so sick that they couldn’t take her blood because she would of died right then so she was put in ICU and then is when we found out that she had bowel stuck in her intestine that she would need surgery but since it was not done sooner she was opened to being infected almost all her intestine from the bowel just sitting there because my mom did not know she had this but Cigna did when they tossed her out of the hospital. She was then put on life support and less than 7 days later 18 days before I would turn 21years old I had to sign for my mother to be taken off life support because there was no hope due to how fast the infection had spread while she was out of the hospital. Call it what you like but it is murder when money or the right insurance would have kept my mother alive but since she had CIGNA HMO they decided she was not worth paying for. Still 11years later I still wonder how many others died in their hands.

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Yuav ua li cas koj xav hais tias?

Qhov Web site no siv Akismet los txo cov kev pabcuam. Kawm li cas koj cov ntaub ntawv tawm tswv yim tiav.